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Our qualifications and expertise

As far as we are aware, Charles Hamer are the only specialist financial consultants professionally authorised to provide mortgage, life assurance, investment and tax advice in both the UK and France. In the UK we are Independent Financial Advisers, regulated by the Financial Conduct Authority. We are also IMD (Insurance Mediation Directive) passported into France to provide life assurance advice. (You will find us on the ORIAS register). Having specialised in French financial planning for the non-French national since March 1988, our expertise lies in being able to both obtain competitive mortgage interest rates and to design financial solutions that marry the best French strategies with those of your country of residence in order to obtain optimum tax efficiency during ownership. Accordingly we are able to offer a comprehensive financial planning service specifically relevant to the French property owner - a service that cannot be provided by the banks alone who are limited solely to the arrangement of a mortgage.

Please refer to the individual web pages for more information on these services or contact our offices.